National Loan Modification Consultants - Experts in Helping Families Get Back on Track

Let my passion and experience for residential loan modification give you piece of mind, making you the happy homeowner you deserve to be. Let me start by introducing who i am and what my specialty is.

My name is Lawrence E. Bonneville and I’m a mortgage banker in Southern California. I’ve helped hundreds of homeowners nationwide modify their loans and save hundreds of thousands of dollars on their mortgages. Most of my clients over the last 3 years have been primarily distressed homeowners who face some type of hardship with no disclosure of real facts about home loan modification requirements, leaving them scared, skeptical, and frustrated.

Many of my clients either attempted to do their own bank loan modification or contracted an attorney for as much as $7,500, but were unsuccessful either way and had no resubmission strategy whatsoever. Their lender and attorney kept them in the dark throughout the entire process not sharing any aspects of why they were denied. The attorney couldn’t provide a few closed cases my clients could call for reference purposes, and their lender wouldn’t furnish them specifics as to why their financials didn’t pass the complex econometric formulas that government has put in place to qualify for the (H.A.M.P.) program.

As I’ve discussed with every client of mine, the homeowner must assess their motivational level for home retention. You can’t change what you don’t acknowledge, neither can I. You have to survey the reality of your circumstances and realize there are highly specialized experts that can and will make a meaningful impact for the greater part of your financial life! I want the chance to do just that.

If you are like millions of homeowners who are perplexed about home loan modification programs, even frustrated, and yes worried, call me at 760.641.2861 (24/7).  I’m an advocate of the citizen and have years of proven results with off the chart closing ratios. I have a countless list of recently closed satisfied, approved, and modified clients that you can, yes, converse with, confirming how much I’ve saved them. They welcome any questions you may have.

I will navigate you through a personalized, alternative approach with weekly updated information regarding the progression of your case, eliminating frustration and worry that most homeowners face daily. I will hold your hand and assure you my tenacity and acumen won’t leave you in the dark. I’m open to any and all questions you have throughout the process and upon completion.

What i will furnish to you, unlike many, is a road map to T.A.R.P.  Accessibility. A non-evasive approach, full disclosure of your options, straightforward answers, expedient service, piece of mind, coupled with a unprecedented creativity whose outside the box strategies have been proven time and time again. My approach will increase your likelihood for approval. Lender guidelines can make the process for approval rather convoluted and cumbersome. By customizing your submission, I’m able to make necessary adjustments your lender wont advise you to make.

I can simply advise you to reduce or eliminate various costs, be it discretionary or not, making all the difference for approval. Staying within the econometric formulas put in place and the loan modification guidelines is one of the keys for success. Having an accounting degree and background coupled with strong mortgage banking skills in a highly specialized field with ever-changing guidelines is a recipe for success. If you want to win, work with winners; not outfits that over-promise, under-deliver and have plenty of non-performing excuses!